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"Chinese fintech companies can also increase their international presence in the sector, and seek more cooperation opportunities by setting up branches in central and east European countries. However, risk management may still prove to be a major challenge," said Wang.

"Credibility is the most important factor for the used car sector to see sustainable development," said Shen.

"Considering the scale of banks in China, they should play a more important role in fintech innovations," he suggested.

"Currently, the market penetration rate of China's commercial pension products is below 10 percent," said Chen. "In order to fully meet the challenges posed by the aging population, the need to develop an individual pension system is urgent."

"Contemporary architects tend to impose modernity on something," he said in a New York Times interview in 2008. "There is a certain concern for history but it's not very deep. I understand that time has changed, we have evolved. But I don't want to forget the beginning. A lasting architecture has to have roots."